How individual Singapore districts performed during each cycle of the Singapore property market?
In many narrations, the overall price trend in the Singapore property market is shared and analysed and, till date, I have not come across studies on how each district in Singapore performed in the ups and downs periods of Singapore property market. In this study, we...
Covid-19 and Stock Market: Are we ready to invest?
Covid-19 has caused lots of jitters and worries in the equity market, and some were lost and unsure of what are the best steps forward in today's chaotic market. So, I thought that this penned letter from my close friend, YJ, was worthy of being shared to give us some...
How has age and tenure (freehold and leasehold) affected the capital appreciation of private condos in the past five years?
We have always questioned how the age and tenure (freehold and leasehold) affect the capital appreciation of private condominium, in turn, affecting our return on investment in our real estate investment. In this study, we have analysed data made up of 87 private...
Summary of Major Urban Transformations in Singapore
A great way to look out for property with upside potential in Singapore is to get a real estate that is near to or within major urban transformations. According to URA, urban transformation projects are key growth areas to boost economic growth in the identified...
Rental yield of the various districts in Singapore for 2018, 2019 & 2020.
Rental yield is one of the important metrics which you can use to assess if the property is worth investing. A property with a good rental yield not only helps you generate good cash flow; it also plays a part in capital appreciation. Here’s the rental yield of the...
6 Ways to Upgrade from HDB to Private Condo or Executive Condo – A look into the Financials and Considerations.
With the introduction and repeated enhancement of cooling measures like additional buyer stamp duty (ABSD), mortgage servicing ratio (MSR), total debt servicing ratio (TDSR) & tightening of Loan-to-Value (LTV), upgrading from HDB to private condo or executive...
How can I buy an Executive Condo when my money is stuck in my HDB?
With the recent launch of Executive Condominium, Piermont Grand, the question of how an HDB upgrader can afford a brand new Executive Condominium is back again. In general, upgrading from an HDB to a brand new executive condominium is less financial taxing compared to...
CPF Refund Rules Upon Property Sales
Just received a circular from CPF regarding CPF refund rules upon property sales and thought it would be worthwhile to share as many sellers and even property agents may not know about this rules. CPF has recently encountered cases where sellers faced difficulties...
Are the owners of recently MOP Executive Condominiums making or losing money?
With the upcoming launch of a new executive condominium, Piermont Grand, it is a good time for us to look at how those newly MOP Executive Condominiums have performed over the past few years. These newly MOP-ed Executive Condominiums was also thought to be launched at...
How much money (or returns) do you really make from your property investment?
Your returns are not simply the sales price minus the purchase price of your property. You should also take into account other costs involved in your property investment. Also, if leverage is used, it also affects your returns on investment. Click here to find out how to work out your ROI.